by cfm_admin | Jan 9, 2025 | Investment Solutions
Media bias and poor journalism have often given the perception that the financial planning industry is more complex than it actually is. You hear things like, “endowment policies are poor investments”, “retirement annuities (RA’s) have high cost structures”, “unit...
by cfm_admin | Aug 8, 2024 | Estate Planning, Investment Solutions
By Oliver Balcomb Offshore investments and estate planning are complex areas that require careful consideration and expert guidance. Our latest article examines a specific case involving an offshore investment in Jersey and explores the broader implications for estate...
by cfm_admin | Jan 17, 2024 | Investment Solutions
Value of $100,000 invested in the S&P 500 on Jan 1, 1973: 3 Months later: $95,120 6 Months later: $89,631 9 Months later: $93,951 12 Months later: $85,345 1 year, 9 months later: $57,378 At what point do you think most investors would have given up and thrown in...
by cfm_admin | Jan 16, 2024 | Investment Solutions
In this week’s blog, I will be discussing the subject of “Phasing In.” Phasing In is a strategy employed by a number of financial planners to mitigate risk within a client’s portfolio, especially during times of market uncertainty. The objective of using a Phasing In...
by cfm_admin | Jan 16, 2024 | Investment Solutions
Once upon a time, over a cup of tea on the front porch, Andy’s grandmother gave him some important investment advice: “My boy, remember that you should never put all your eggs in one basket.” “This,” she said, “is the key to investment success.” She explained that she...
by cfm_admin | Jan 16, 2024 | Investment Solutions
In my eighteen years practising as a financial planner, I see far too often clients who have an investment, invested in a myriad of unit trust funds with no investment philosophy or framework guiding the choice of funds being implemented. This leads to a concept...
