by cfm_admin | Jan 10, 2025 | General
The most common usage of spring cleaning refers to the yearly act of cleaning a house from top to bottom which would take place in the first warm days of the year typically in spring, hence the name. However it has also come to be synonymous with any kind of heavy...
by cfm_admin | Jan 9, 2025 | General
So you met with your financial planner and between the two of you, you designed a wonderful financial plan that you believe will see you through for the rest of your life. If that were true then a lot more of us would be able to retire financially independent. The...
by cfm_admin | Jan 8, 2025 | General
New Year is always a good time for evaluating where you are with your career, your health, your family and of course your finances. I have always been very good at tracking my expenses against my budget but I have often struggled to stay within my budget, sometimes...
by cfm_admin | Jan 8, 2025 | General
The saying goes, “If you think it is expensive to hire a professional to do a job, wait until you hire an amateur”. As with any product or service an expert might cost you more, it really depends on what kind of service or advice you are willing to pay for. Some...
by cfm_admin | Jan 8, 2025 | General
PROGNOSIS is a forecasting of the probable course and outcome while DIAGNOSIS is an answer or solution to a problematic situation. Last year I was at the chiropractor because of a shoulder injury I had sustained. The chiropractor spent at a lot of time questioning and...
by cfm_admin | Jan 8, 2025 | General
Colin Long CFP®, Director KZN, Consolidated Financial Planning Financial Planners spend hours developing and formulating financial plans for clients. All the exciting planning like clarifying their goals and developing a strategy to help them achieve those goals has...